The number of hits in STSKR increased 2.5 times
In September of this year in the service of the Central Credit Register (STSKR) was 213,836 queries, which is 8.9 % more than in the previous month. Of the total number of applications only 0.20% was done by individuals, who in turn fell in the reporting month by 6.1 %.
According to the Central Bank, for nine months in 2013 STSKR was made 1,602,095 requests. In comparison with January-September 2012 the figure rose to 949.15 million units, or 2.5 times. During the same period, individuals made 3737 inquiries or 0.23 % of the total.
On 1 October 2013 the total number of borrowers reached 1.845 million persons, of whom 1.820 million were individuals.
At the balance sheet date was equal to the number of guarantors 700.5 thousand persons . The total number of credit data has exceeded 5.9 million
Service Central Credit Register was established in 2005 under the Central Bank of Azerbaijan. It collects data on all loans of natural and legal persons, regardless of their amount. The right to use the data belongs to banks and non-bank credit organizations (NBCOs), as well as those to which the data are collected. Banks and NBCOs receive data in real time in electronic form, and the borrower within three days on the basis of free inquiry. In other cases, the fee for a single query is 1 manat. - 15B -