JSC Capital Bank has presented a multi-function card Bir Kart, said the bank.
The innovation combines a variety of functions depending on the customer's preference, the card may be for credit, salary, pension, deposit, payment in installments, bonus and even debit.
To make a card the customer can go to any branch of the bank with the ID card, and the salary or pension card of Capital Bank. Bir Kart is released on the basis of international cards - Visa Classic, Visa Gold and Visa Platinum, and the card validity period is 36 months.
Depending on the client's income, the credit limit on this card can be up to 10,000 manat with an interest-free grace period of 40 days. When paying for goods and services with BirKart, the owner voluntarily chooses one of two options: a loan or payment in installments, as well as the monthly loan repayment period.
Using the installment payment function of the card when paying for goods and services within the partner network of the bank, the customer can return the bank the amount spent for 2-12 or 18 months. The payment of the loan can be accomplished by wages, pensions or the customer's own funds deposited on the Bir Kart balance.
The deposit function is also convenient - when placing money on the Bir Kart balance, the customer receives a dividend of up to 3% per annum, depending on the type of the card purchased.
In addition, paying for goods and services through Bir Kart, the holder earns bonuses, which can later be exchanged for cash. Bir Kart also allows you to withdraw cash from ATMs of Capital Bank.
More information about Bir Kart can be obtained by calling the Customer Service at 196, www.birkart.az, as well as on Facebook www.facebook.com/birkart.az page.
JSC Capital Bank (former Savings Bank) is the oldest and largest bank in the country in the segment of clients and branch network. The main owner of its shares (99.87%) is LLC Pasha Holding.
The general meeting of its shareholders is scheduled for May 27. They will distribute the profit for 2015. --17D-
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