Corporate voluntary health insurance in competition with life insurance

BAKU/17.10.13/TURAN : In January -September, stepped up voluntary savings insurance against risk to life and limb . Of the total 51.31 million manat life insurance premiums 29.3 million come from this segment .

On compulsory insurance against diseases and accidents at work has received 22.01 million manat . Some other positions life insurance sector look like - Contract for cases of incurable diseases brought 133,8 thousand manats, in case of deaths allocated more - $ 3.76 million in the aggregate direction gave almost one-sixth of (16.9% ) of all local awards insurance market, brought together under the contracts until October 1, 303.38 million manat .

In absolute terms leading voluntary health insurance ( VHI ) , against the background of cooperation with the state oil company, "Pasha Sigorta" has become the undisputed leader. On it collected 49.88 million manat , which is comparable with life insurance in general. On compulsory insurance of liability of owners of vehicles to third parties (the new CTP ) collected 48.81 million manat with the prospect of overtaking the main competitor at the expense of traffic police , voluntary insurance (CASCO ) cars - 42.57 million manat . By the activity of MES in the leg is the insurance of property against fire - 36.02 million manat. These four species (excluding sector life insurance) Ensure supply more than half of premiums ( 58.43 %) of the insurance market .

The following are less assimilated species - Insurance aircraft collected 10.22 million , cargo insurance - 11.66 million manat .

The bulk of insurance premiums fell to voluntary insurance - 202.51 million manat. Without taking into account the aforementioned positions , insurance against accidents received 7.59 million manat , voluntary insurance of civil liability of owners of aircraft charges amounted to 3.82 million manat, insurance of ships - 1.16 million manat.

Voluntary insurance of civil liability of vehicle owners received 1.64 million manat , insurance for foreign travel - 1.53 million manat for crop insurance - 279.63 million , according to a pet - 295.59 AZN for other types of voluntary insurance - 1.04 million manat (most of the cases of fraud by employees).

  Collected as voluntary premium for items such as general liability insurance - 3.5 million manat, employer's liability - 1.28 million manat, professional liability - 526.28 thousand manats. The remaining positions are immaterial.

For compulsory insurance collected 100.88 million manat, leading to an increase of 10 million in just one month . Of them ( except for the said new CTP and accidents ) for compulsory military insurance collected 11.33 million manat on compulsory state insurance court officials and law enforcement - 8.65 million manat.

On compulsory insurance of property received 9.68 million manat on compulsory insurance of liability of owners of property - 267.12 thousand manats. Insurance of passengers brought 69.42 thssd manat (in a month collected 1.6 thsd manat in the absence of a real mechanism of the impact on bus companies ) . - 17D-